Our model portfolio service is built to invest your clients in the future we believe in
For advisors whose clients ask the tougher questions about how their money is invested
Some clients want more than a basic sustainability label / ESG screening. They want to understand what their money owns, what it supports, and what happens when concerns arise
Key to the Future (KTTF) is a range of actively-managed model portfolios co-designed by Ayres Punchard and Peregrine & Black Investment Management Limited (FRN 757727), which acts as discretionary fund manager. KTTF combines financial discipline with deeper scrutiny of funds, their underlying holdings, corporate conduct, stewardship, and sustainability claims
KTTF is currently available only to suitable Ayres Punchard clients. We are now exploring partnerships with selected independent financial advice firms that share our commitment to an evidence-led & responsible investment approach
Core investment fundamentals
Quantitative assessment of risk, return, cost, resilience, and diversification remain central to ensure financial quality of chosen investments. Our responsible-investment scrutiny adds to these fundamentals
Deep, investigative research
In collaboration with Antithesis Research Co-operative, we examine funds, underlying holdings, corporate conduct, revenue exposure, and sustainability claims rather than accepting labels at their face value
Ongoing vigilance
Continued research & investment-committee oversight ensure alignment of the portfolios with investor objectives. New concerns that arise lead to further investigation, manager engagement, or divestment to protect investors' goals
Support values-led clients
Ongoing research & investment-committee oversight continue to ensure alignment of the portfolios with investor objectives. New concerns that arise lead to further investigation, manager engagement and / or divestment to protect investors' goals
Examine KTTF in more detail
Review what clients read when they consider KTTF for themselves
Clear communication is a core dimension of effective financial planning & investment advice
Move through our four interactive explanatory pages: Our 3 Tests, Compare Portfolio Styles, Active vs Passive Management, and Different by Design. Each is designed to explain to retail clients how KTTF is designed & managed to deliver financial returns from their capital as well as positive impact for people-and-planet
Consider our thinking & portfolio construction against your firm's current offering. If you find that KTTF would be suitable for your clients, please do get in touch with us
