Independent investment advice and management

We specialise in the design, construction and management of sustainable investment portfolios on an advisory basis.

Many of our clients’ portfolios are bespoke and individual to them, reflecting the fact that each client is different and often come to us with an existing portfolio, some of which will be worth retaining. However, we will move clients to a more sustainable strategy where possible in order to generate potentially better returns and mitigate potential risks.

Our investment management service is based on sound risk management, which includes risk profiling, matching investment risks to client requirements, with the aim of providing the best possible return for the lowest possible corresponding level of risk.

Many of our portfolios are designed to produce income for older clients and these are necessarily lower risk investment portfolios with a degree of capital security built into them.

We also invest for clients using pension income drawdown to produce income in retirement.

Other portfolios are designed to grow capital to meet various objectives; most often to reach a predetermined retirement goal using self-invested pensions.

In-depth research and analysis is at the heart of every investment recommendation that we make. Chris Welsford holds the Investment Management Certificate (IMC) and is an IMC member of the Chartered Financial Analysts Society of the UK. We subscribe to an independent research and analysis service which enables us to back test performance and risk to better understand the effects of major market shocks such as the 2000 Dot Com Crash and the 2008 Credit Crunch. In this way, we can establish the likely volatility of portfolios and the possible losses that could occur if a portfolio had to be encashed prematurely.

Portfolios are regularly reviewed. Our clients can chose a review system that suits their needs.